Adding secondary coverage? You tell us the date.
If you’re keeping your existing group plan and using ours as supplemental coverage, your coverage will start on the date you choose.

Switching from another plan? 
If you’re replacing your current group plan, your coverage will start on the later of:
•    the date you choose
•    the day after your current plan ends

No group plan? 
•    Extended health and hospital coverage will begin once your application is approved after a review of your medical questionnaire.
•    Dental coverage starts on the date you choose—no medical review needed with a 24-month commitment.