Hospital and convalescent care
Our hospital insurance covers semi-private hospital accommodation in Canada and convalescent care in a facility or your home after discharge from the hospital.
Coverage details
Hospital coverage
Hospital coverage
- 95% reimbursement of the daily semi-private room rate
- Private room charges are reimbursed based on the regular semi-private room rate
Convalescent facility and home care coverage
- Covers up to 30 days per calendar year combined facility and home care
- 80% reimbursement to a maximum of $75 per day after a hospital stay of at least 24 hours
- Approved temporary stay in a convalescent care facility for the continued care of the same condition for which you were hospitalized
- Up to three days of home care following day surgery to a maximum of $75/day
- Someone without professional skills or training may provide convalescent home care provided they’re working under the supervision of a licensed home care agency or a home health care agency
- The days of home care don’t need to be consecutive, but they must take place within 90 days of the date of discharge from the hospital
Apply online for insurance and membership
Guaranteed acceptance
OCSTA members can join with guaranteed acceptance until Aug. 31, 2025. Guaranteed acceptance is always available for members transferring from or supplementing another group plan.
Coverage you need
Single, couple or family coverage available. Comprehensive travel insurance keeps you protected.
More than insurance
You become a member of RTOERO—with access to exclusive perks, a national advocacy platform, and opportunities to connect, lead and give back within a community that values education and public service.
Questions?
Reach out:
1-800-361-9888
Monday to Friday 8:30 a.m. – 4:30 p.m. ET